How to Buy Property in Kenya from Abroad: Complete Diaspora Guide
Introduction
How to buy property in Kenya from abroad is one of the most common questions from diaspora investors. With the right guidance, Kenyans abroad and foreign buyers can safely purchase land, apartments, or houses in Kenya. This guide by Sarabi Realty explains the process, legal requirements, and practical steps to ensure your investment is secure.
Why Diaspora Buyers Invest in Kenya
- Wealth Growth – Property in Kenya appreciates steadily.
- Rental Income – Apartments in Nairobi generate consistent returns.
- Retirement Planning – Secure a home before relocating back.
- Family Support – Build or buy for family members in Kenya.
See our related blog: Why Diaspora Investors Prefer Kenyan Real Estate.
Step-by-Step Process: How to Buy Property in Kenya from Abroad
Step 1: Identify the Property
Decide whether you want land, an apartment, or a house. Browse options such as apartments for sale in Kilimani or houses for sale in Nairobi.
Step 2: Engage a Licensed Advocate
Hire a Kenyan property lawyer to represent your interests. They will verify titles, contracts, and ensure compliance.
Step 3: Conduct Due Diligence
- Title search at the Ministry of Lands or ArdhiSasa.
- Confirm the property is free of encumbrances.
- Verify the seller’s ownership.
Step 4: Draft and Sign the Sale Agreement
- Typically requires a 10% deposit.
- Signed digitally or through a representative.
Step 5: Pay Stamp Duty and Transfer Fees
- Stamp Duty – 4% of the property value in urban areas (Kenya Revenue Authority).
- Legal and valuation fees must also be cleared.
Step 6: Registration and Title Issuance
The Ministry of Lands transfers ownership to the buyer and issues a title deed in your name.
Financing Options for Diaspora Buyers
- Bank Mortgages – Some Kenyan banks offer diaspora-specific loans.
- SACCOs – Savings with cooperative societies allow affordable financing.
- Off-Plan Payments – Flexible installments for new projects.
See our blog: How to Finance an Apartment in Nairobi.
Common Mistakes to Avoid
- Sending money through unverified contacts.
- Skipping due diligence and title verification.
- Buying without legal representation.
- Ignoring hidden costs like stamp duty and service charges.
FAQs on How to Buy Property in Kenya from Abroad
Can I buy property in Kenya while living abroad?
Yes. With legal representation, the process can be done remotely.
What documents do I need to buy property in Kenya from abroad?
Passport, KRA PIN, and signed agreements.
Can foreigners buy property in Kenya?
Yes. Foreigners can buy leasehold property but not freehold agricultural land. See our blog: Can Foreigners Own Property in Kenya.
How do I ensure my money is safe when buying from abroad?
Always pay through a lawyer’s client account or bank escrow, not individuals.
What is the minimum amount to invest in property in Kenya?
See our guide: The Minimum Amount You Need to Invest in Real Estate in Kenya.
Final Thoughts
Learning how to buy property in Kenya from abroad gives diaspora investors confidence and security. With proper due diligence, trusted advocates, and verified listings, the process can be smooth and profitable. Partner with Sarabi Realty Group for safe, transparent, and tailored property investments.